All-in-one HR for growing companies
ArcHR
Employee Loans — Stop Tracking in Email
Staff loan requests in growing companies often run through email chains and manual salary deductions. ArcHR loan module handles request, approval, and payroll deduction in one flow.
Replace 5 tools with one platform
What growing teams use today — and what ArcHR replaces in one login.
| What SMEs use today | In ArcHR |
|---|---|
| Excel + WhatsApp | Payroll, WPS/GOSI export, leave approvals |
| Asana / Trello | Tasks + Planners |
| Lattice / Leapsome | Performance goals, 360 feedback |
| Separate attendance app | Geo-fencing + mobile clock-in |
| WhatsApp DMs to HR | HR chatbot |
| Email for loans/air tickets | Benefits module with approval workflow |
Manual loan tracking
HR teams approve staff loans via email, track balances in spreadsheets, and manually adjust payroll deductions each month. Errors create employee disputes and payroll reconciliation headaches.
ArcHR loan workflow
Employees submit loan requests via ESS. Managers and HR approve with configurable limits. Approved loans schedule automatic salary deductions until the balance clears.
Documented deductions
Every loan and deduction appears on payslips and in payroll reports. Clear audit trail if an employee disputes a deduction amount during exit settlement.
Frequently asked questions
Employee loan requests?
Yes — submit via ESS mobile or web.
Approval workflow?
Yes — manager and HR approval steps.
Automatic payroll deduction?
Yes — scheduled until balance zero.
Loan balance on payslip?
Yes — deduction line each month.
How does this compare to email tracking?
Full audit trail and automatic payroll sync — no spreadsheet.
UAE and KSA?
Yes — works for both countries.
Ready to replace spreadsheets?
Join teams running people operations on ArcHR. Start your 30-day free trial today.