🇸🇦 KSA · Free tool
ArcHR
Saudi social insurance contribution calculator.
Enter values above to calculate
Legal basis
Saudi Social Insurance Law — GOSI pension and occupational hazard contributions for Saudi and non-Saudi employees.
GOSI (General Organization for Social Insurance) is Saudi Arabia's mandatory social insurance system. Employers must register Saudi national employees and remit monthly pension and occupational hazard contributions. Non-Saudi employees are subject to employer-paid occupational hazard insurance only.
Saudi nationals: 9% employee pension + 9% employer pension + 2% employer occupational hazard (11% total employer). Non-Saudi: 2% employer hazard only — no employee pension contribution. Rates should be verified on the GOSI portal.
Contributions are calculated on the employee's monthly contributory wage. For this calculator, enter total monthly wage in SAR. Saudi employee pays 9%; employer pays 9% pension plus 2% hazard. Non-Saudi employer pays 2% hazard only.
Register your establishment on the GOSI portal, add each Saudi employee within required deadlines, and remit monthly before the due date. ArcHR calculates GOSI from payroll and exports contribution files for portal submission.
See the FAQ section below for common questions on GOSI rates, non-Saudi coverage, payment deadlines, and how ArcHR automates calculations.
GOSI is the General Organization for Social Insurance — mandatory social insurance covering Saudi nationals with pension and hazard contributions.
All private-sector employers with Saudi national employees must register and remit GOSI. Non-Saudi employees require employer hazard insurance.
Typically 9% employee pension plus 9% employer pension and 2% employer occupational hazard on contributory wage.
Non-Saudi employees do not pay pension GOSI. Employers pay 2% occupational hazard insurance.
GOSI contributions are due monthly — verify deadlines on the GOSI portal.
Late payment may incur penalties and affect establishment compliance status.
Domestic workers may have different rules — verify classification with GOSI or your PRO.
ArcHR applies Saudi and non-Saudi rates per employee from payroll and generates GOSI-ready export files.
ArcHR calculates GOSI contributions for every employee each payroll run — Saudi and non-Saudi rates, CSV export for the GOSI portal, and audit-ready records.
